How To Activate UBA Transfer Code With or  Without an ATM Card
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How To Activate UBA Transfer Code With or Without an ATM Card

Are you finding it difficult to activate a transfer code in your mobile phone without an atm, or it is requesting an atm Cvv and pin?

in this article, we will be discussing in detail how to activate a UBA transfer code in your mobile phone without using an ATM card.

How To Activate UBA Transfer Code With or  Without an ATM Card

About UBA

UBA stands for United Bank of Africa is one of the oldest renowned banks in Africa. It was founded in 1948 in Nigeria.

Globally it is operated in Africa, Europe, the United States of America, and Asia. The global bank has its headquarters in Marina, Lagos state Nigeria.

Currently, it has a total of 20,0000 employers and is still opening more branches which will increase the number of workers.

The African united bank of Africa is known as the pan African bank and is popularly known as Africa’s global bank.

It has subdivisions in about 20 countries and has offices in countries like New yoke, Paris, and London. The Chief Executive officer of this African bank is Oliver Alawabu.

What is a transfer code?

A transfer code is a swift number that consists mainly of numbers that are used to make transactions like buying a recharge card, data, and making a transfer from one bank to another.

The transfer code allows you to do services without using the internet. it allows you to make quick teller transactions, pay some utilities and etc. Things that would be done using the atm card or the mobile application.

The Benefit of the transfer code

  • It is the simplest and easier form of e-banking
  • Maximizes customer outreach
  • It helps you have cases to your account balance without going to the bank to request for bank statement.
  • Making complaints to customers without coming to the banking hall.
  • It is available 24/7
  • It is available on all mobile networks (MTN, Glo, Airtel, Etisalat, etc)

An ATM Card

This is a card size plastic cards that are pin based and used for transactions. transactions can be done with an ATM machine or a POS machine even for online transactions.

ATM stands for automated teller machine while POS stands for a point of sale machine. The ATM is usually located in bank areas. All banks have atm terminals outside or inside their banking layout.

The interesting part of an ATM machine is that you can access any bank’s ATM to make transactions with another bank’s ATM card. For example, if you have a first bank ATM card you can use a GT bank ATm and make any transactions.

Also for the POS, one can use any bank card for transactions in the pos machine. it is made to receive cash from a customer. This is why it is called point of sales.

Why do you need to activate a transfer code?

If you are making a transaction with your mobile using the USSD code for the first time you need to make an activation. Just like people get to the bank to activate mobile banking you also have to activate the USSD code in your mobile number before you can be making transactions.

You must note that the activation has to be done with the mobile number you used for registration or the mobile number attached to your bank account.

If you get another Sim card and intend to do transactions with it to the bank account it is impossible unless you go to the bank and add the mobile number to your account.

It is very possible to be receiving an alert with a particular phone number yet you cannot make transactions with it.

The reason you have to activate is so you can make transactions and it is usually for people who are first-timers.

How To Activate UBA Transfer Code With or  Without an ATM Card

Development and technology have made it possible for customers to activate a transfer code without having to input their atm card details.

The method to activate the code without the ATM card detail includes

  1. You have to use a mobile number that is attached or registered to the bank account.
  2. You have to get to the bank to activate mobile banking on that particular number.
  3. Dial *919#
  4. A welcome message will be displayed.
  5. On the interface and you will be asked to choose the account.
  6. The option of registering with your account number or registering with your ATM card will be displayed.
  7. Choose the registration with the mobile number or the prepared pin if you registered from a UBA-prepared account.
  8. Input your Prepared account number or your account number to whichever option you choose.
  9. You will be asked to create and register a preferred pin to enable you to make transactions.
  10. Confirm the pin you just created.
  11. you have successfully activated the transfer code.

It is pertinent to note that you cannot activate this without enabling the mobile transfer with your bank. You will go to the bank, fill in a form and get the activation processed by a customer care agent.


If after going through the process above it is still difficult for you its either the mobile number involved is not registered or you didn’t follow the process correctly. you can also refer to your bank to help you with the process

After the one-time activation, you will not be asked to make any other activation fro your USSD transfer.

Also, you should note that any pin created is the same pin you will be using for all your transactions.

For more information and inquiries you can visit the UBA website at

Frequently Asked Questions

What is the benefit of using a transfer code?

Easy and convenient banking, it is 24/7, safe, and secure, and it’s simple and stress-free.

Where can I get to activate my mobile number for the transaction?

you can get this done at any UBA branch close to you.

What is the UBA transfer code?

The current UBA transfer code is *919#


Honour is a Digital (SEO) Content Developer at Legit School Info is a team of Resource academicians and Consultants led by John Akpan. However, If you need personal assistance on this topic, kindly contact us.

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